Top Personal Loans in Bangladesh: Rates and Features

Offering a base rate of 8.10%, Dutch-Bangla Bank's personal loan is one of the most competitive in Bangladesh. This makes it an attractive option for borrowers seeking low interest rates from a lender with an extensive ATM network. However, the processing fee and the need for current employer service length are factors to consider.

Rupali Bank Shohoj Rin offers a variable rate starting at 9.00%, which is appealing for those who can secure the required guarantees. As a state-owned bank, it provides stability but comes with longer processing times typical of such institutions.

With a base rate of 9.50%, BRAC Bank provides a solid option for salaried professionals needing quick, unsecured financing. Its no guarantor requirement for loans under BDT 5 lakh adds to its appeal, though potential rate increases might affect long-term costs.

Eastern Bank's Executive Loan combines competitive rates of 9-11% with the highest loan ceiling in the market at BDT 40 lakh. Its extensive eligibility criteria covering various professions make it a versatile choice for those needing larger sums.

Standard Chartered's personal loan offers the reliability of an international bank with top-up flexibility. The 12.5% illustrative rate is competitive for payroll clients, though non-payroll and self-employed individuals face higher income thresholds.

Bank Asia provides a straightforward loan with a flat rate of 14.50%. Its transparent fee structure and eligibility for salaried employees make it a dependable choice, despite its higher than average rate compared to some peers.

One Bank's flat 15% rate ensures no surprises, and its minimal documentation requirement makes it accessible for those switching from other banks. The no-fee takeover option is a standout feature, though the rate is on the higher side.